Expert views
Commentary submitted by Maike Currie in their own words.
Back to profileNumber of women investing surges 10% in one year
The qualities that make women strong savers – patience, discipline and long-term thinking – are the same ones that make great investors.
Number of years of likely good health in UK falls to new low
We are not just living longer – we are living longer with illness, disability and care needs.
Jump in sales of pension annuities valued at over £250,000 and £500,000
The jump in larger annuity purchases – especially among those aged 70 and over – shows savers are looking more carefully at their long-term retirement approach. They’re using their pension flexibly in early retirement and then choosing to lock in a guaranteed income later on when certainty becomes more important.
Where next for UK interest rates?
While interest rates in the UK have started to come down, the path ahead is far from clear.
Gold soars – should you add it to your pension?
Understanding how much gold fits into your pension has never been more important.
Lifetime ISA changes – Do not forget retirement savers
Removing the retirement element without providing a clear plan for those who have used the LISA in this way risks the LISA becoming a zombie product
Rachel Reeves says UK listing rules ‘reinvigorating’ City amid hopes of revival
It’s fair to say that most people don’t start investing because of policy changes.
City watchdog sets out moves to boost retail investment in shares
‘Capital at risk’ statements already apply to most UK pensions because pensions are, fundamentally, long-term investments.
Tax hiked and growth downgraded as details of Budget released early
The UK remains one of the few major markets that taxes share purchases, discouraging retail investing.
£2,000 cap for salary-sacrificed pension contributions – OBR
While the government has confirmed that annual LISA subscription limits will remain at £4,000 until 2031, the bigger picture is clear: the Lifetime ISA’s days are numbered.
‘Sucker punch’ for savers as annual Cash Isa limit to be cut to £12,000
There are smarter ways to encourage saving and investing than complicating a product people already understand and value.
The Budget – what do we know and what should we expect?
The government needs money – urgently.