Maike Currie, vice president of personal finance at PensionBee, said: “The qualities that make women strong savers – patience, discipline and long-term thinking – are the same ones that make great investors.
“Investing success isn’t about chasing the next hot stock. It’s about tuning out the noise and letting compounding do the heavy lifting.
“Cash may feel safe, but over time inflation quietly erodes it, while markets have historically rewarded those prepared to stay the course.
“Women already have the temperament investing demands and the growth in female investors is welcome news – for the economy, the stock market and their families.
“New PensionBee data underlines that shift.
“In January 2026, women contributed 104 per cent of what men paid into pensions – only the second time they’ve outpaced them – despite making up just 42 per cent of our customers.
“Women aged 40 to 49 led the charge, paying in 85 per cent more than men in the same bracket, likely driven by self-employed workers topping up ahead of the tax deadline.
“This is a significant shift, especially considering pensions are the ultimate long-term investment.
“Gaps remain, but the direction is clear. When women have the access and the means, they don’t just save. They invest – deliberately, consistently and for the long term.”
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