Expert views
Commentary submitted by Sarah Coles in their own words.
Back to profile‘Gathering dark clouds’ for the property market with 0% growth for house prices
The property market clung on to prices in September, after last month’s annual price drop.
NS&I boosts rates on British Savings Bonds to reflect changes in wider market
NS&I is stepping up its game to compete in a tough market. It’s boosting the rates on its fixed rate bonds for the fourth time in less than four months.
Annual rate of UK house price growth halved in September, says Nationwide
House prices are still rising more slowly than wages, it’s just that more expensive mortgage rates are pricing people out.
Home buyers being more cautious amid mortgage rate hikes, property experts say
The property market had caught a cold by August, but hadn’t yet retreated to bed. Sales were down two per cent in a year and one per cent in a month. They were below the average for August over the past decade, but there was still some life in the market. How long it lasts remains to be seen.
Interest rates held at 3.75% but Bank warns Iran war could mean future hike
Don’t get comfortable. The MPC may have pressed pause on rates, but it’s expected to fast forward from here.
Interest rates held at 3.75% but Bank warns Iran war could mean future hike
Don’t get comfortable. The Bank of England has held rates for the sixth consecutive month, but the markets are increasingly convinced that several rate rises could be in the pipeline. The MPC may have pressed pause on rates, but it’s expected to fast forward from here.
Annual house price growth slows but private rent increases accelerate
The property market eked out just 1.4 per cent of growth in the year to July. Uncertainty and instability have chased buyers away.
Average UK house price falls annually for first time since 2023 – Lloyds
This isn’t a seismic shift in the property market but a gradual change in direction like this can still ring alarm bells
Home-buyer mortgage approvals fall to lowest level in more than two years
Weakness is spreading in the mortgage market, as higher rates and lower buyer confidence weighed on purchases.
Average UK house price edged up by 0.2% in August, says Nationwide
It has been an arid summer for the property market.
UK home sales stagnant last month but housing market shows ‘resilience’
The conflict in Iran has been driving volatile oil prices, which in turn have pushed up inflation and mortgage rates.
Government collects record capital gains tax as 181,000 more pay up
A perfect storm of rate hikes, allowance cuts and endless speculation sparked an eye-watering spike in capital gains tax in 2024/25.