Expert views
Commentary submitted by Andrew Prosser in their own words.
Back to profile22% charge aims to stop Isa savers getting around new rules from 2027
Our worry is that instead of encouraging investing, this could end up putting people off.
Sir Keir Starmer resigns as Prime Minister with Andy Burnham poised to take over
After weeks of speculation, Prime Minister Keir Starmer has confirmed his resignation triggering a Labour leadership contest this summer. For long-term investors, this news is less about who leads Labour and more about what impact this news will have on markets, and how long this will go on for.
SpaceX could end up being owned by companies that never chose to invest in it
The most interesting aspect of the SpaceX IPO is how quickly many investors could end owning the company through their ETFs.
Retirement ‘cliff edge’ warning as figures indicate income levels needed
The latest Retirement Living Standards findings highlight a persistent challenge facing millions of people across the UK.
Risk of complicated rules around proposed ISA taxation and 1p ‘loophole’
The challenge for policymakers now is to strike the right balance.
Some ‘super contributor’ entrepreneurs putting over £300,000 into pensions
SIPPs must be a core focus of the UK Retail Investment Campaign this year.
Westminster uncertainty should not drive investors’ long-term decisions
The best returns often follow the sharpest drops, and investors who exit at the point of maximum noise tend to miss the recovery.
Starmer sets out plans for ‘stronger and fairer’ UK as he fights to save his job
Beyond the noise there was still much to unpack in the Speech.
Savers warned about ‘leaking bucket’ accounts that may leave them worse off
Moneyfacts data which reveals that, in real terms, some savers have lost as much as 19p per £1 saved since 2020, due to inflation outpacing savings rates, highlights exactly why people need to consider investing alongside saving, particularly for long-term goals.
UK government borrowing costs hit 28-year high on leadership uncertainty
The speed at which developments around Keir Starmer’s leadership are changing is rapid.
Bank of England holds interest rates at 3.75% but hints at future hikes
Markets were pricing in a 95 per cent chance of no rate change ahead of today’s meeting, and that’s exactly what we got, with the Bank of England leaving the base rate at 3.75 per cent.
Industry-backed campaign aims to boost UK’s investment culture
It’s good to finally see the launch of the long-awaited UK Retail Investment Campaign.