Expert views
Commentary submitted by Isabella Galliers-Pratt in their own words.
Back to profileIsa subscriptions jumped amid ‘attractive’ savings returns on offer
The latest HMRC figures show that cash ISAs remain firmly embedded in the nation’s savings habits, buoyed by some of the most attractive savings rates seen in years. At the same time, the rise in Stocks and Shares ISA subscriptions is an encouraging sign that more people are engaging with investing. It may also reflect growing awareness of the value of the ISA wrapper, particularly as tax allowances elsewhere have become less generous.
Fixed Isa rates jump in ‘positive’ step for savers looking for guaranteed return
While cash plays an important role in providing security and funding short-term goals, it is not without risk.