Expert views
Commentary submitted by Charlotte Harrison in their own words.
Back to profileBritain’s ‘most and least affordable’ places to buy a home revealed
It’s encouraging to see the gap between house prices and earnings continuing to narrow, with wage growth helping to improve affordability on some measures.
First-time buyers account for majority of mortgage sales but stretching deposits
For too long, the industry has relied heavily on the ability to raise a deposit as a key indicator of creditworthiness, while overlooking the fact that many renters have demonstrated for years that they can successfully manage housing costs equal to, or even higher than, a mortgage payment.
Average UK house price falls annually for first time since 2023 – Lloyds
Housing costs continue to account for more than 45 per cent of household income for many, leaving little capacity to save for a deposit.
UK hotspots for consistent growth in home values revealed by property website
Consistent house price growth can help homeowners build equity, but equity alone doesn’t guarantee people can move.