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Commentary submitted by Holly Mackay in their own words.

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-MoneyIsa

22% charge aims to stop Isa savers getting around new rules from 2027

The Treasury is cutting off its nose to spite its face. There is a huge push to get more consumers to invest. Yet Boring Money data show that 42 per cent of cash-only savers say that simplicity is the most important thing they’d look for if choosing an investment product.