# Metro Bank bounces back to profit after cost-cutting

By Russ Mould — 2026-03-04

Russ Mould, investment director at AJ Bell, said: “Metro Bank made a big splash when it launched at the start of the last decade with a plan to reinvent high street banking with an emphasis on convenience and service.

“Little touches like putting out dog bowls for its customers’ canine companions won it a lot of publicity.

“The bank got a brutal reality check when the business model proved prohibitively expensive and it saw several regulatory and accounting failures which damaged its credibility.

“However, recent turnaround efforts are starting to gain traction and suggest there may be something to salvage from the Metro Bank brand.

“This may have meant abandoning its signature seven-day opening model, but potentially a necessary sacrifice in the quest to secure a long-term sustainable future for the bank.

“Metro returned to profit in 2025 after years of losses and sees a step change in returns in the coming months as costs come out and it exits a costly debt set-up.”

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