# Interest rates held at 3.75% but Bank warns Iran war could mean future hike

By Katie Horne — 2026-09-17

Katie Horne, banks relationship manager at Flagstone, had advice for individual savers and UK SMEs.

She said: “MoneyFacts’ September figures tell us that the savings options available to individuals and businesses alike have never been greater and a sustained 3.75 per cent base rate helps ensure a bumper proportion of savings accounts can offer savers inflation-beating returns.

“The breadth of options available right now gives savers and businesses much-needed time and space to choose the best savings accounts for their individual needs, and ensure their funds are adequately diversified and spread out for maximum income potential and minimum risk.”

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