# ‘Bank of mum and dad’ funding multiple moves up property ladder, survey finds

By Aneisha Beveridge — 2025-12-17

Aneisha Beveridge, research director at Hamptons and Connells Group, said: “The Bank of Mum and Dad is no longer just a lifeline for first-time buyers – it’s increasingly supporting second and even third steppers.

“Upsizing has become significantly more expensive in recent years, largely because house prices have risen much faster than flat prices.

“Traditionally, homeowners would borrow more to cover the higher purchase price and stamp duty bill, but with mortgage rates still elevated, stretching affordability has become far harder and more costly.

“As long as rates remain above the ultra-low levels of the past decade, family assistance looks set to become a more permanent fixture of the housing market.”

Canonical: https://experts.pressassociation.com/expert/103/views/ddc595579d8ec163